Need to know: Questions you have

Here we are at the end of the THIRD MONTH OF RECOVERY – We are still responsible for maintaining homeowners, dwelling, and flood insurances. We are still responsible for paying premiums, mortgages and property taxes. We are continuing to pay our utilities and services bills on homes in which we cannot reside. All of which means that we need each other.

There may be questions you have, needs that haven’t been met, or resources you may be researching for your re-builds or re-locations. 3 months later...you are not alone!

There may be questions you have, needs that haven’t been met, or resources you may be researching for your re-builds or re-locations. 3 months later…you are not alone! Integrity insurance agents can help.

Our homes have been gutted and dried out, our families have been displaced to relatives and friends, any salvaged belongings may or may not be in safe storage, some of us have lost and found new jobs, our vehicles have yet to be replaced. Some of us have been fortunate enough to begin repairs. However, too many remain in limbo waiting for funds to be released to them for the rebuilding process to begin.
FEMA sends us to SBA. SBA may decline us and send us back to FEMA. FEMA may decline us again. SBA may approve a loan, then take weeks and months to process the loan papers. Meanwhile our homes sit with fans blowing and dehumidifiers working to keep mold and mildew at bay while we wait to begin repairs. Insurance companies and mortgage companies hold on to our settlements. Advances are sent and yet funds needed to continue are withheld. And we ask, “Why?” We need our funds to pay contractors and purchase materials to rebuild our homes!
This is where Integrity Insurance agents can help you through the claims process. Bring your results in and ask your questions. We can help you determine if all the numbers are adding up correctly and can help you track down whether or not the check is in the mail. AGENTS can call your company and speak on your behalf if necessary.

Sources: www.fema.gov * www.floodsmart.gov * http://www.cbsnews.com/news/will-insurance-pay-for-storm-damage-to-your-car/ * http://lifelanes.progressive.com/prepare-policy-for-severe-weather/